Description: This session from the 1995 SOA Vancouver Meeting discusses assumptions for pension valuation including rates of termination, retirement, disability and mortality. Also addressed is the SOA Pension Section Council's research on rates of termination and the new mortality tables. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: In this session 153 PD of the New York Annual Meeting panelists look at the actuarial background, financial implications, underwriting, and solvency issues posed by various newsworthy items. From the Record of the Society of Actuaries, Vol. 24, No. 3.

Description: Healthcare costs have been rising faster than general inflation for many years. Early models that predicted this past pattern projected healthcare expenditure growth that continued to outpace total expenditure growth leading to the fallacious position that the whole of the US economy would ultimately be consumed by healthcare. The Society of Actuaries' Pension Section and Health Section Research teams commissioned Professor Thomas E. Getzen of Temple University to construct a resource model for the projection of long term healthcare cost trends that includes capacity constraints to ensure the long-term projection is rational. The motivation for creation of the model was driven by its potential usage as a resource for the estimation of reportable liabilities for retiree healthcare benefits as specified under FAS 106 and GASB 45 accounting statements. This is a zip file containing the following: 1. A background paper on the creation of the health trend model, 2. The model, programmed in Microsoft Excel [xls format], that projects per-person expenditures and growth rates through 2099 using baseline assumptions, but also permits the flexibility for user–inputted alternative assumptions, and 3. Technical documentation providing transparency and support for the ultimate results.

Description: This document records the discussion on the possibility of a life insurance company entering the accident and sickness field, sources for morbidity experience for rate making, methods for determining total claim reserve and to what extent are medical expense items are insurable.

Description: This article summarizes a recent session at an SOA meeting that presented tips on improving and speeding the product filing process.

Description: This session from the 1995 SOA Spring Meeting addresses risk selection and classification and wellness-related issues. From the Record of the Society of Actuaries, Vol. 21, No. 1.

Description: This session from the 1983 SOA Spring Meeting covers group insurance underwriting and selection issues including self insurance, financial results of group insurers, the underwriting and selection issues involving nontraditional group benefit programs, and techniques for monitoring the underwriting policy.

Description: The article offers a discussion about future products, distribution, insurance laws, and contracts. Some ideas might not be possible today, but it is offered as food for thought.

Description: Early description of a Medicare data source showing geographic differences by county and state.

Description: This is the general session from the 2003 SOA Orlando Meeting with keynote speaker, Dr. J. Craig Venter who discusses sequencing the human genome, dog genome and mouse genome and the impact on the practice of medicine. From the Record of the Society of Actuaries, Volume 29, No. 3.